Archive for the ‘investment’ Category

Now is the Right Time to be a Patent Lawyer!

July 26, 2012 Leave a comment

lawyerNow is the right time to be a patent attorney. Why?

The latest patent war between the two digital media powers – Apple and Samsung – is a sure gem to be savoured. Read the whole story about Apple and Samsung’s truce.


Electronic Devices That Sell Off The Cost

September 24, 2011 Leave a comment

Asahi rice cookerAny electronic device, whether to save you water or electricity, you want to have them at a bargain.

So how do you get the electronic devices you long for at a bargain? The essence of buying wholesale serves the purpose.

The usual wholesale concept starts when you buy two or more of the same item at a time. Of course, you don’t want to end up filling your home with electronic devices that serve for only one purpose: you buy them wholesale to save money.

Buying wholesale electronic devices is a great deal if you want them at a price lower than usual. There are stores that offer 20 to 50% off when bought wholesale. Imagine the extra money you get from buying wholesale; they will form part of your savings.

There are manufacturers and suppliers that offer not only discounts, but also extra mile of freebies such as free replacement of broken or defective device, lifetime service warranty and gifts. These are excellent value for your hard earned money.

Want to own an electronic device that helps you save electricity? You have to know a bargain or buy them wholesale. Selling the extra device to your immediate families and friends can make you some good money too.

Cyber forensics


How to Build Your Retirement Fund the Easy Way

June 17, 2010 1 comment

Building your retirement fund is as easy as ABC. You don’t have to be a guru in the investment world in order to build your own retirement fund. The easy ways are outlined in a mode where you can have a good night sleep while enjoying life to the fullest. Here’s how:

1. After receiving your salary, practice and make it a habit to save at least ten percent of it. This is what the rich people do. They save first, and then spend later. It’s hard at first, but when you get the habit of strictly saving to pay for your retirement fund, you will never know how fast your money grows.

2. Invest as early as possible. The earlier you save, the better. You just have to know where to invest.

3. Invest your money where the banks invest its money. The first thing that comes in most people’s mind is to invest in banks. Although banks have so much to offer, it is not advisable to invest here. A savings account in a bank gives you only one percent interest. For time deposit, you are very lucky if you are offered a five percent interest. Remember, you are saving for your retirement fund and not your emergency fund (although saving in a bank is good for emergency fund-this is another story.)

Study the concept of where the banks are putting its money. Here you will have a clear picture of where you should invest your money for your retirement fund. Banks usually put its money in mutual funds, equity funds, bond funds, stocks, etc. Investing in banks guarantees you a fix interest rate, while investing in stocks, mutual funds, etc.; a fix rate is not guaranteed. Sounds scary? Come to think of it, banks are sprouting like mushrooms; do you think its investments have gone awry? I don’t think so.

4. Be financially literate. Educate yourself by reading books, reading the business section of the newspapers, ask advice from your friend who is successful in his business or seek the help of financial advisers.

If you want to start your own business, don’t be discouraged if you fail at first. The important thing is, you learned from your mistake. Creating multiple income streams is another avenue to build your retirement fund.

Remember, your retirement fund depends upon how, and where you will save. Do it right and you will be assured of a good retirement life.